• What makes Dew, Ashraf & Associates different than my current advisor?

    Most advisors put growing their client base and reaching specific asset goals or milestones as their focus. What sets us apart from most advisors is that even though we realize we cannot help everyone, the meaningful, long-lasting relationships we build with all our clients is our top priority.

  • What information will you need from me to create my comprehensive financial plan?

    We will start by discussing your current and future goals, followed by any initial concerns you may have. Next, to ensure we can provide a comprehensive plan, we will need current investment and bank account statements, insurance policies, and details on outstanding debts and monies owed, your most recent tax returns, a household budget (if you have prepared one) and plans for travel, large purchases, or helping children with education, home ownership or other pursuits.

  • What do I receive for the fees I pay?

    There are four main areas clients benefit from:

    Comprehensive financial planning

    Personalized IG Living PlanTM that includes:

    • Financial well-being assessment
    • Cash flow management recommendations
    • Savings/investment solutions for specific goals and major expenditures
    • Retirement optimization strategy
    • Wealth transfer planning

    Investment management & advice

    • Investment selection and administration
    • Professional management and monitoring
    • Regular portfolio rebalancing
    • Record keeping

    Access to experts

    In-house experts available to help optimize key aspects of your financial plan:

    • Estate planning
    • Tax minimization
    • Wealth planning
    • Investment strategy
    • Insurance solutions
    • Mortgage solutions

    Ongoing relationship

    • Ongoing assessment of progress against goals
    • Proactive plan monitoring and adjustments based on regular touchpoint meetings
    • Intergenerational services